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If you're going to make use of a small-cap index like the Russell 2000, you might want to stop briefly and think about why a good index fund company, like Lead, doesn't have any funds that follow it. The factor is since it's a lousy index.
I have not also dealt with the straw male here yet, which is the reality that it is fairly rare that you really need to pay either taxes or substantial compensations to rebalance anyhow. I never ever have. The majority of smart financiers rebalance as long as feasible in their tax-protected accounts. If that isn't rather sufficient, early collectors can rebalance simply using brand-new contributions.
And of course, nobody must be getting loaded common funds, ever. It's truly as well bad that IULs do not work.
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